We are owned by Morses Club PLC, among the British’s largest loan that is personal
We are owned by Morses Club PLC, one of many UK’s biggest unsecured loan organizations put up over 130 years back. We are a lender that is direct so that you’ll constantly understand precisely whom you’re working with. No shocks. Simply fast and loans that are easy.
Just how do Dot Dot’s brief loans work?
Our quick loans proce could not be any easier. All our loans are unsecured, which means you don’t have to provide your house or other valuables as protection. There isn’t any need certainly to either find a guarantor.
Merely choose exactly how much you wish to borrow and just how long you need certainly to repay it and there go from. You can make use of our short-term loan calculator to find down exactly how much yours will surely cost before you use.
You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Do not panic – a credit that is le-than-perfect will not immediately rule you away.
Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You’ll be able to handle your loan on line through our customer that is handy portal.
You’ll check out our FAQs or contact our team that is friendly if have actually any longer concerns.
Is just a short-term loan right for me?
Any choice you create together with your money should be the correct one for you personally. You can find occasions whenever a short-term loan may possibly not be the option that is best.
Short-term loans normally have greater repayments than long-lasting loans while you’re repaying your debts faster. This could suggest you will spend le in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
It is also perhaps maybe maybe not a smart concept to obtain a short-term loan to cover off another debt. Accepting more financial obligation might make your circumstances even even worse. You can get free advice from National Debtline, StepChange or The Money Advice Service if you feel like you’re struggling.
Do I be eligible for a loan that is short-term?
You want to make quick and simple loans available to as many people as poible. You can easily submit an application for certainly one of our loans that are short-term:
Your odds of being qualified is determined by your circumstances. We review every application separately to ensure we provide responsibly and provide you with a loan that works well for you personally.
Exactly how much may I borrow?
You can easily make an application for a short-term loan of between ?100 and ?1,000 with Dot Dot Loans.
If you’d like a greater amount – for significant home improvements or a marriage, as an example – you are able to make an application for a long-lasting loan as much as ?5,000.
Just how do short-term loan repayments work?
We provide payment durations of three, six and nine months on our short-term loans based on simply how much you borrow.
We are going to gather repayments immediately on an agreed date. This is through Direct Debit and will save you the hale of recalling in order to make payments – or the stress of forgetting. You can easily talk with us about getting a various repayment technique if you would choose.
We recognize that things change. You might never be charged charges for mied or belated repayments but dropping behind could influence your credit rating. You won’t be able to make a repayment, for whatever reason, please get in touch as soon as poible if you think.
Our friendly group will talk you throughout your choices which help place a plan that is new.
Any kind of costs to be concerned about?
We do not charge any concealed or extra costs. Some brief loan loan providers do, causing you to be with additional to pay for straight back and le possibility of doing this. We keep things simple.
What exactly is the attention price for a Dot Dot loan that is short-term?
Our rate of interest is fixed upfront and differs depending on exactly how much you borrow. You might see other short-term loan loan providers providing adjustable interest levels, which means that they may be able fall and rise from every month. These can be riskier. Out of pocket while you might be able to afford the initial rate, this cost could go up and leave you.
With this interest that is fixed rate you will constantly understand precisely in which you stay and just how much to spending plan.
Submit an application for a loan that is short-term Dot Dot
Has a crisis left you in a spot that is tight? Are numerous expenses mounting up at the same time? Whatever your circumstances, our fast and effortless loans could function as the answer.
Apply today utilizing our loan that is short-term calculator. Select just how much you need to borrow and exactly how very long you may like to repay it, then look at the loan works for you personally. If it will, choose apply now to carry on along with your application and fill in a couple of personal stats.
We will return to you when poible, then go on it after that. Simple.